About Us

Fundamental Underwriters

Fundamental Underwriters is a specialty managing general underwriter with expertise in harder-to-place risks.

We offer the competitive pricing, coverages and partnership you need to keep your operation in motion.

We deliver individual underwriting solutions, consultative loss control programs and rapid claims resolutions not offered by ordinary MGUs.

Learn more about our underwriting appetite.

AF Group

AF Group is a premier provider of innovative insurance solutions, with an “A-” (Excellent) rating from A.M. Best and a century of experience.

The No. 1 large employer on Business Insurance magazine’s Best Places to Work in Insurance list, AF Group partners with more than 2,500 agent locations and is supported by more than 1,200 teammates who are committed to innovation, collaboration and caring through brands licensed in 50 states and the District of Columbia.

Collectively, the organization generates $1.4 billion in premium annually. Our team of leading insurance professionals includes actuarial science, property and casualty underwriting, regulatory and financial management, program management, claim administration and captive management.