Underwriting

Specialty Underwriting

Complex, specialty risks require individual evaluation and pricing. Fundamental Underwriters stays up-to-date on market changes and industry trends by maintaining strong relationships with customer trade associations and pursuing training on emerging markets and issues. Our team of highly experienced underwriters takes a partnership-based approach to deliver responsive and flexible insurance solutions. We strive every day to bring underwriting back to the industry.

Highlights of our specialty underwriting approach include:

  • Expert in-house underwriters. Our underwriters are trained and understand the nuances of the trucking and PNOA industries.
  • Field-driven authority. Experienced underwriters have the authority to provide custom solutions and make key decisions.
  • Over 80 years of combined auto insurance experience. We write underserved markets, bringing new opportunities where limited specialty markets exist.
  • Specialty auto industry knowledge. We understand the needs of the industry and can provide custom solutions for unique requirements.
  • Pricing adjustments based on actual results. Our custom pricing model allows underwriters to make intelligent decisions. We do not “box” underwrite.